Retirement Benefit & Solution
The Retirement benefits space in India has largely been perceived to be static over the years. Inspite of slow and restrictive progress, the recent developments in Retirement Fund Industry in last 10 years along with changed dynamics of debt markets has changed the way in which the retirement funds operate and function in India.
As far as Provident Funds are concerned, EPFO is the apex body in India and manages PF monies of more than 7.5 Lacs establishments in the country. At the same time, there are more than 1500 Provident Funds which are self-managed in India. Large corporate houses and many other establishments prefer managing the PF monies on their own.
However, with the changing market scenario, evolution of investment pattern and availability of new instruments, companies which are managing their retirement funds on their own are increasingly realizing the importance of providing for proactive management of their Retirement Fund Trusts. The management and think tank of most companies have been found to take keen interest and active involvement to make sure that this molehill which has to the potential of becoming a behemoth is pro- actively looked after.
The problems and challenges faced by Retirement Trusts can be tackled with proper planning and execution built on strong expertise and experience. In our quest to aid these organizations, we at Tipsons offer Retirement Trust Solutions.
1
Investment Advisory
It is a Non-Discretionary service wherein comprehensive guidance is provided to the Trustees to identify optimum investment opportunities in the best instruments available. The control of portfolio ultimately remains with the Trustees and they are actively involved in the decision making.
2
Active Investment Management
This is a Discretionary service where in the investments are managed and executed by us after freezing the scope of investments mutually by us and the Trustees. We bring in a systems-based approach with efficient management of portfolio, data and records. The Trustees are updated on periodic intervals about the progress and performance of the fund through portfolio presentations and reports. Hence, the Trustees gain access to professional fund managers thereby allowing them to enhance return & manage risk.
Tipsons believe that Retirement Funds pose as a tipping point in the financial services domain. Being a pioneer in the debt markets has enabled Tipsons to spread its reach among Retirement Trusts across the country swiftly and has a vast experience of providing intermediary services to more than 1500 retirement trusts. With the best professional resources in place and a vast experience in the debt markets both in primary and secondary markets, Tipsons strives to bring the same processes of excellence in advisory & investment management services to Retirement Trusts.
