Wealth Management - Tipsons Group

Assessing the client’s current financial Health
Systematic arrangement of finance for the client’s long term & short term goals like- Buying a house, car / Education & marriage of children/World tour etc. & also making provision for contingencies
Advising client the best investment opportunity depending upon

Current investment
Advising & planning one’s tax related matters in connection to investment planning
Reviewing portfolio regularly and suggesting any changes according to the market scenario

Assessing the client’s financial health – through analysis of current financial context. This includes the income, expenses and net worth (assets and loans).
Understand customer’s current investments across debt, equity, realty, PMS, structured products and other asset classes.
Helping & advising client to set up Short term & long term goals like

Estimation of the required retirement corpus after detailed discussions with the customer regarding expected post retirement lifestyle and likely sources of other income if any.
Suggesting the best investment option depending on

Risk taking ability, return expectation ,time horizon based on milestones planned above
Evaluate the existing investments across different asset classes
Recommend an asset allocation suitable to customer needs and designed to meet objectives laid out in the Financial Plan
Recommend specific mutual fund schemes, debt instruments, equity ideas within each asset class
Execute the transactions to achieve the targeted asset allocation and hence the Financial Plan objectives

Execute the transactions from time to time.
Recommend changes in mutual fund schemes where the performance is not up to the mark.
Suggest investment themes and ideas from time to time – covering sectors, new fund
Planning for the reduction of tax liabilities and the freeing-up of cash flows for other purposes
Planning for contingencies and advising the client suitable term plan mediclaim & other general insurance product

Tax free Bonds –Suitable for person coming under higher tax bracket (20% & 30% )
Capital Gain Bonds (54 EC Bonds)- Assesses have the option of not paying any long-term capital gains tax by investing the profit capital gains bonds with a stipulated time period. Capital gains bonds are issued by specified institutions and tax benefits are available under Section 54EC of the Income Tax Act.
Deep Discount Bonds (Cumulative Bonds)